Shrewd Generosity

By Jon Pasiuk, June 28, 2026

Shrewd Generosity

Scripture Text: Luke 16:1–13

Jesus told his disciples: “There was a rich man whose manager was accused of wasting his possessions. So he called him in and asked him, ‘What is this I hear about you? Give an account of your management, because you cannot be manager any longer.’

“The manager said to himself, ‘What shall I do now? My master is taking away my job. I’m not strong enough to dig, and I’m ashamed to beg— I know what I’ll do so that, when I lose my job here, people will welcome me into their houses.’

“So he called in each one of his master’s debtors. He asked the first, ‘How much do you owe my master?’ “‘Nine hundred gallons of olive oil,’ he replied. “The manager told him, ‘Take your bill, sit down quickly, and make it four hundred and fifty.’ “Then he asked the second, ‘And how much do you owe?’ “‘A thousand bushels of wheat,’ he replied. “He told him, ‘Take your bill and make it eight hundred.’

“The master commended the dishonest manager because he had acted shrewdly. For the people of this world are more shrewd in dealing with their own kind than are the people of the light. I tell you, use worldly wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings.

“Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much. So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches? And if you have not been trustworthy with someone else’s property, who will give you property of your own?

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.” Luke 16:1-13

Big Idea: Jesus invites His followers to be financially shrewd by trading temporary, worldly wealth for eternal, kingdom relationships.


Introduction: The Myth

The Two Favors:

  1. Don't leave (mentally or emotionally): This is not about putting burdens on those struggling to make rent; it is about living in the care of a loving God.
  2. Open your mind to the possibility that this is not a zero-sum game: Your greatest good and surrendering control of your money to God are not competing interests.

The Root Suspicion: Buried in the human heart is the fear that if God gets more, we get less. We act like the five-year-old keeping the offering dollar for a bag of vending machine chips.

Our Confession of Faith (Article 15): "Christians do not claim any of their possessions as their own, but manage all their resources, including money, time, abilities, and influence, in generous ways that give glory to God." We are managers, not owners.

1. Recognize the of the Situation (Luke 16:1–4)

  • Shrewdness means seeing a situation clearly and acting accordingly to secure the best possible outcome.

  • The dishonest manager knew his time was short and acted boldly before his window closed (“Sit down quickly”).

  • The Mortality Math: Assuming an average lifespan of 80 years: Sundays Left=4160−(Current Age×52)

  • Our window to use worldly wealth for the Kingdom is ticking down. We must trade wealth that expires for wealth that remains beautiful for eternity. This isn't buying salvation (which is by grace alone), but laying up treasure in heaven.

2. Use Your Money to Make (Luke 16:5–9)

  • “Unrighteous wealth” simply refers to ordinary, everyday worldly money. Don’t do crime.

  • Who are the friends? The people touched by our generosity, and ultimately God Himself who welcomes us home.

  • We make eternal friends by investing in the people God loves: caring for the poor, practicing mutual aid, and funding the gospel.

  • The ultimate insider investment tip from Jesus: Put your resources into the only asset class made for eternity—human souls.

3. Let Be Your God (Luke 16:10–13)

  • “You cannot serve God and money (Mammon).

  • Mammon comes from the root word for reliance or trust. Money offers a counterfeit salvation:

  • To the spender, it says: "Enjoy it now, this is all you've got." (But the good times don't last).

  • To the saver, it says: "Accumulate enough and you'll be safe." (But security never arrives).

  • The antidote is a lifestyle of simplicity and contentment (“I have God, so I have enough”).

Conclusion: The Next Steps Spectrum

Look at where you currently sit and take one step forward this week:

  1. Giving Nothing? Take the step to give something and build the habit. Experience the freedom of letting go.
  2. Giving Sporadically? Take the step to give regularly. Put baseline faithfulness right into your monthly budget.
  3. Giving Regularly? Take the step to give sacrificially. Ask God where you can choose simplicity to expand your eternal investments.

Discussion & Reflection Questions

  1. If you were given $1,000 when you were 12 years old, what would your 12-year-old self have spent it on? Looking back, what is that item worth today?

  2. When you hear that a sermon is going to be about money, what is your knee-jerk internal reaction (e.g., do you wince, want to tune out, feel guilty, or feel defensive)? Why do you think money evokes such strong emotions in church?

  3. Review the quote from Article 15 of the Confession of Faith: "Christians do not claim any of their possessions as their own, but manage all their resources, including money, time, abilities, and influence, in generous ways that give glory to God." What shifts in your mindset when you view yourself as a manager/steward of God’s money rather than the owner of your money?

  4. How do you see the “zero-sum game” myth (the suspicion that if God gets more, we get less) playing out in modern culture? How has that myth specifically tempted you in your own life?

  5. Try doing the “Sundays Left” math from the sermon (4160−[Age×52]). When you hear or calculate that number, does it bring a sense of anxiety, or does it bring a healthy sense of gospel urgency? How should a follower of Jesus view their mortality?

  6. Jesus commends the dishonest manager for his shrewdness (acting wisely to secure a future). How can we apply godly “shrewdness” to how we budget, spend, or save our money today?

  7. What does it look like practically in our local community to “use worldly wealth to make eternal friends”? Can you share an example of a time your life was impacted because someone else was generous with their resources?

  8. The sermon defined Mammon as a force that offers a counterfeit salvation—promising identity to the spender and ultimate safety to the saver. Which temptation do you lean toward more: the false fulfillment of spending, or the false security of saving?

  9. How do “simplicity and contentment” act as weapons that break the spiritual grip that money can have over us? What is one practical area of your lifestyle where you could choose simplicity this month?

  10. Look at the three-part “Next Steps Spectrum” from the conclusion (Giving Something, Giving Regularly, Giving Sacrificially). Without necessarily sharing numbers, which step is God inviting you to take this week, and what is one practical barrier you need to overcome to take it?